Is bad credit making it impossible for you to get a loan, an apartment, or even a job offer? If so, take a look at Nolo’s Credit Repair for tips on building a positive credit profile. This book will take you step by step through the process of repairing your credit. From the nuts and bolts of credit reports to cleaning up those reports, this resource will help you assess your financial situation and show you how to reduce your current expenses and debt and find ways to satisfy and negotiate the payment of those debts. In addition, the author offers suggestions on how to rebuild, create, and maintain a positive credit history. A chapter is even devoted to avoiding identity theft and the steps you should take if your identity and personal information are stolen.
Credit Repair also includes references to organizations, agencies, and publications that can offer additional information to assist you in the credit repair process. There is a list of federal agencies to which you can submit consumer-related complaints and a list of consumer protection agencies available in each state. Moreover, there are over 30 legal forms that you can use in your efforts to rebuild your credit. Remember, it’s up to you to take the first step for a better financial future. So what are you waiting for? Come to the Harris County Law Library and look for this, and many other titles, in our Self-Help Collection.